(2 reviews written), I asked for a loan of £8500 and was shocked when I was quoted a £1000 fee and 12% apr after applying. I can just say one big THANK YOU. Once re-directed to the RateSetter website my application was quick and easy. Some days passed and no email arrived. I start transfer money to rate setter and I invest total of £22,500. Read Full Review, Was recommended to this site by Experian Credit Expert as I was concerned that a refusal would affect my credit rating - although I have a high rating of 999 with Experian I am very careful on these issues. Thank you. Great professional and efficient service! RateSetter was recommended through a commercial comparable website. I have invested with multiple peer to peer lending sites, and I have to say Ratesetter sits proudly at number one spot on my list. The fact of the matter is that there never were and never will be guarantees that you could withdraw your money always and instantly. Read Full Review, Written on: 10/12/2013 I would recommend and use RateSetter for future personal loans. !”, “tried to open an account for both me and my wife and...”, “Refreshing to feel like your being treated for who you...”, Castle Finance Direct - www.castlefinancedirect.co.uk, Hitachi Personal Finance - www.hitachipersonalfinance.co.uk, SafetyNet Credit - www.safetynetcredit.com, Sainsbury's Loans www.sainsburysbank.co.uk, Wentworth Direct Finance - www.wentworthdirect.co.uk, KIS Bridging Loans - www.kisbridgingloans.co.uk, Make A Tour India - www.makeatourindia.com. I was not going to allow them to make money lending my money if they can't help me when I ask, A very quick, professional, simple & efficient way of getting a loan. BE CAREFUL !!! Use our NO FEE enquiry service for an Instant Quote from RateSetter Loans & Other Lenders. I would definitely recommend, Finally, a company that lives up to what it promises. RateSetter lenders review – Reviews of RateSetter peer-to-peer loans from a lender perspective. Very simple procedure to follow with a decision in minutes and transfer of funds to my account within 24 hours so I can get down quickly… Highly recommend. There is also a very handy upfront soft credit check which lets you know the likelihood of being accepted without recording a hard search on your credit file. The sale follows the announcement in August that RateSetter will focus on consumer finance. Read Full Review. RateSetter 16 Dec 2020. Thank you rate setter, I'm now £500 a month better off! This ended with the computer unable to confirm my id. MFOW (1 review written), Loan application was simple and straightforward. i won't be investing… Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month. It was very quick and simple to apply and the loan was approved immediately. The website refused to accept the application because it claimed already to have… by I have been with Ratesetter several years and have invested mainly in the … And I was checking the withdrawal options regularly to see the rates and the best time I can sell all my investment with maybe a little loss. Funded my Europe trip with IndusInd Bank personal loan This is the first time I have taken a loan and couldnt be happier. A simple online process followed by professional, helpful personal contact. (1 review written), Ratesetter from an investors viewpoint. Finally I found A day that market rate was 4.1% and my loan rate is 5% so if I can sell my loan… by First of all the interest rates were fantastic. If there is one aspect that could have been better, I would have preferred my actual interest rate to be close to the… The RateSetter platform launched in 2010 and offers investors the ability to lend funds in the form of personal, business and property loans. I came across them on Moneysupemarket … Kaygisiz Money in account within 24 hours . I have been investing in Ratesetter’s loans since early 2015. Maybe the worst service in the banking industry! A free inside look at company reviews and salaries posted anonymously by employees. (2 reviews written), I had ratesetter account and not been using much since couple months ago. Written on: 03/10/2014 The substantial provision fund also provides peace of mind. RateSetter is a marketplace based in London, . RateSetter was founded in 2009 and is based in London. I have invested with multiple peer to peer lending sites, and I have to 57 RateSetter reviews. RateSetter is a trading name for Retail Money Market Limited (company no. Reply. Read More, " I have a special love for Ratesetter as it took my peer to peer lending virginity without … Read Full Review, Written on: 11/12/2013 Great manner and attitude of staff and a price that was right. Thank you… Oh dear! MFOW (1 review written). Follow my step by step guide to saving with RateSetter. RateSetter sells property finance portfolio to Shawbrook Bank. RateSetter is a trading name for Retail Money Market Limited (company no. I received an excellent service with a great rate. Hassle free, quick. Quick and efficient. Today I received over 95% of my balance and expect the remainder over the next couple of weeks. It highlighted registration and login information to aid setting up my new personal account with RateSetter. No problems at all throughout the whole process, so I could definitely recommend and would use again… Loans … RateSetter loans are available in amounts up to £35,000 and can be applied for online, with the money reaching you within 24 hours. I have a good chunk of my diversified portfolio with RateSetter, they are one of my largest lending … I tried to open an account in my name. It was also easy to settle the loan a few months later without any fuss or hassle. Written on: 07/04/2019 The rolling 1 month … Good Rate. Worst Lender For Personal Loans It was all completed quickly and painlessly. Written on: 11/05/2012 by putters78 (1 review written) Fast, friendly, simple and efficient - I was very impressed with the service that I received from Ratesetter. Plenti Personal Loan (Personal Loan): 4.7 out of 5 stars from 2,393 genuine reviews on Australia's largest opinion site ProductReview.com.au. Read Full Review, " AJ46 by ... View Personal Loan Leaderboard. Click here to read 5042 customer reviews of RateSetter Peer to Peer Lending, rated 4.90★ by real people like you on Smart Money People. manchesterred33 AVOID !!! You've already flagged this Jo Ryan 2 reviews. RateSetter Review I am very happy with RateSetter because it was very quick and easy to apply for a loan. Everything happened easily and quickly. Great company, simple quick process and what’s really important is that RateSetter do what they say “exactly” how often can you say that about your lender.5* service at very competitive rate . Great communication and service. … THIS IS MY SECOND LOAN WITH RATESETTER… Read Full Review, Its a long time since I have received service of this standard from any business such as this! Clearly they both, wanted to help as well as wanting the business. !… And my loan was approved within minutes. 4.6. RateSetter is part of Metro Bank, but everything to do with your loan will be managed through us. I applied online and had the approval following day and funds were transfered the subsequent day. by Sentaiwarrior Written on: 11/04/2014 It accepts a wide range of personal borrowers, but every borrower needs to show that they can afford the loans. dazam I am extremely happy with the loan amount, the monthly repayments and the overall interest that was included. Simple to use, highly efficient response. A flexible and fun way to match lenders with borrowers. (2 reviews written), by Loans … by Some of RateSetter’s own clients are on board too! by Money back after a 9 month wait, the other ratesetter review page deletes the negative comments and only shows mainly positive feedback from those wanting and getting loans. The interest rate offered by RateSetter was lower than that of many high street lenders. Share. Read Full Review, What a service, it's taken 4 hours to apply and be accepted for the loan, this was after being rejected by a high street bank....who might I add, offered a higher rate of interest!!! 722768). Useful. Read Full Review, Fast, easy and a good rate. It mostly targets borrowers in the prime lending … Application was straight forward, APR was very reasonable, far lower than any competitors had offered me. A loan tailored to you Whether you are looking for a personal loan to tidy up your finances, buy a car or carry … RateSetter … " I bought a buy to let home which drained me of money and found myself needing a loan to finish it off. To calculate the top 5's we take the following factors into account: RateSetter www.ratesetter.com - Ask a question now, “Ratesetter from an investors viewpoint.”, “I had ratesetter account and not been using much since...”, “Bad service - cannot change your bank details for DD!! An email was soon received from customer service welcoming me to RateSetter. In part one of our Ratesetter review, I talked about the frustration I have had personally when investing in Australia and looked to Ratesetter as an alternative.. Then I showed how easy it is to sign up to and start investing. This kind of technical niggle is really off putting! " Read Full Review. Needed a top up to buy the car I wanted. Great staff with friendly , helpful advice. Could not ask for more..........Brilliant… RateSetter is authorised and regulated by the Financial Conduct Authority (ref. say Ratesetter sits proudly at number one spot on my list. How mature is this institution? The number of recent negative reviews of RateSetter is quite astonishing and unjustified. manchesterred33 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. Thankfully I was refused and managed to get the same loan at 4.9% and fee free with my bank and the money in my account within 24 hours, will not be trying p2p lenders again… You can also read our community reviews and hear what others have to say about their experience with RateSetter. Read More, Media Gallery for RateSetter www.ratesetter.com, by Personal loans for me isn’t fundamental towards my success, but very helpful. © 2021 Trustpilot, Inc. All rights reserved. RateSetter is a marketplace where people looking to borrow are matched up with those who want to invest.In August 2020 RateSetter was acquired by Metro Bank.. RateSetter loan … So took my money out. AGRGHH Now all of a sudden I can only qualify for silly rates, even with the companies I had loans with already and never missed a payment and have a very high credit score. RateSetter has sold its £120m portfolio of property development loans to Shawbrook Bank. (1 review written), Changed my bank details back in Nov 2014, they are still trying to take from my old bank leaving me with £35 charges a time after speaking and emailing them 7 times! RateSetter Review. Lie and dont Reply No fuss… In the past I’ve taken out personal loans, car loans … I love the fact that individuals are being rewarded rather than Banks in terms of a return for their savings. Read Full Review. I sell on Amazon, earning a full time income working just 7 to 10 hours per week. Easy application process.Speedy confirmation.Very pleased. Launched in 2010, RateSetter is a peer-to-peer platform offering fast and competitive fixed-rate loans of up to £35,000 online. Try as I might, there was absolutely nothing that I could think to dislike!… I called the help line, the first man was quite rude and uninterested in my enquiry, he put the phone down. Made up!! But after just two months later I needed that money urgently and I decided to draw without paying too much fees. I am really put off Ratesetter by this comment! Efficient transaction and a top rate to boot.I would recommend to anyone to make RateSetter your first point of call. They even rang me back when they said they would and showed a willingness and patience to answer the questions that I asked even though some were repeated. The application process was simple and the loan was approved within 24 hrs after a short call to verify a few details. RateSetter continues to be one of my favorite Peer to Peer lenders, although return rates have been declining over the last couple of months. I seem to have went backwards. Everything! Read More, " A totally seamless process. When I didn't need a loan I was being offered the best rates available. Compare Plenti personal loans and rates The table below displays a snapshot of Plenti’s secured and unsecured personal loan … Would recommend. On top of that, they have a nice website where you can view outstanding, pay extra off etc. by hotcolin This offers flexible options to help manage the account. My loan offer was excepted and was extremely easy and quick to do online. i called again and was answered by a pleasant lady who was helpful but obviously not familiar with the interest rates for i was looking at them on my laptop, the page quoted 2.8% monthly but she insisted that it was only 2.5% annualized-i had to show her how to navigate her own site!! I then tried to open and account in my wifes name. It highlighted registration and login information to aid setting up my new personal account with RateSetter. As an added bonus Ratesetter offers a great referral scheme, if you invest £1000 for a year you will receive a… Read Full Review, I found this loan on line on a compare site. (2 reviews written), I call the helpline with an enquiry, the first gentleman was completely uninterested and unhelpful from which i gained no information. 722768). Great service! I fully understand that the interest rate goes down the more you borrow, so I was pleased to get agreement on a small loan at such a competitive rate. Read More, " Comparison rates for loans 4 years and above are based on an unsecured personal loan of … Why are they not all like this. Read Full Review, The whole process from start to finish was fantastic. The laptop lifestyle. This puts me right off investing with Ratesetter! Poor Service -could do better! (2 reviews written), by Read Full Review, When emergencies arise (like my irreparable bolero) its was great to discover Ratesetter, Nice and simple to apply, money was in next day! What was to like about the service that I received? RateSetter for personal loans up to £25,000. by Written on: 23/12/2014 Very quick and smooth effective service, I’m really happy, Sorted out very quickly gave me an answer right away money was in the bank the next day. Read More, " I would strongly recommend to others… Summary – RateSetter Review. RateSetter Review. For the first time ever, i recommend this financial service… RateSetter Australia Reviews 944 • Excellent . This is a very good feature and played an important role in my selecting RateSetter to borrow from. Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. The online form was user-friendly to complete. A Light In a Dark Place Well done to these guys, So far so good, very easy pain free application and acceptance. Read Full Review, Written on: 07/01/2015 And my loan was approved within minutes. The platform features a provision fund designed to cover any … " Not to be put off i called again, this time a pleasant lady answered but couldn't navigate the web site-i had to show her from my laptop!! The process was very simple and took minutes to complete. matlock Read Full Review, This is very true of this company I had loan and money invested with them they refused a extra loan. We received a great rate for our loan with all information provided upfront. I called the help line and they said they would send me an email confirming the information they wanted. Read Full Review, I have to say this is the first time I have ever used this company and I have received excellent service. Similar Products (133) Zopa Loan from Zopa 4.93 from 22743 reviews. extremely poor service! (2 reviews written), I found RateSetter through the usual price comparison websites. Ratesetter gave me a good return whilst invested with them, have tried to protect both lender and … Zero to complain about, not the usual financial service. Keep up the good work !… What was there to dislike? Nice Website. Ratesetter Review: My experiences so far. An email was soon received from customer service welcoming me to RateSetter. Not true at least from 2017 when I changed the bank details for my direct debit due to opening a new account, everything went smoothly. RateSetter is authorised and regulated by the Financial Conduct Authority (ref. OMG! Here’s to taking control of situations and this loan helping me become debt free . by 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. Peer to Peer Lending from RateSetter 4.90 from 5042 reviews. Car Fiance. (2 reviews written), Ok I have 4 loans one big one and 2 small ones. Read Full Review, The loan was easy to arrange, and following a quick phone conversation was in my account almost immediately. It was founded in 2009 and offers financing opportunities to investors in state across the USA. Money was in my account in under 24 hours. Read Full Review, Written on: 27/03/2017 I highly recommend Ratesetter for your next car loan. Therefore, part two of our review … They were so good at complying with how busy I am. >>> If you Want to Borrow Money from Ratesetter Click Here <<< However, many questions remained. Comparison rates for loans under 3 years are based on an unsecured personal loan of $10,000 over 36 months. Compare loans and lenders and decide if RateSetter is right for … " Plenti (previously known as RateSetter) is a peer-to-peer lending platform and provider of personal loans. Sentaiwarrior Read Full Review, I used Ratesetter for a car loan and the service was fantatstic. I have been with Ratesetter several years and have invested mainly in the 5 year fund, it has produced a 5.5% return so far which I am very happy with. Quick. Very straight forward, easy application. Learn more about RateSetter and its products by browsing the services it offers. Read the full review to find out if RateSetter loans … Read Full Review, Written on: 05/12/2013 I will definately be recommending ratesetter to friends and family… ... simple, safe and informative. (1 review written), Ratesetter have serious problems with their website and the help line is useless. Robster500 RateSetter's standards are reassuring for all types of lending. !… " RateSetter acts as an intermediary, matching up all the lovely people who want to lend their money with those who want to borrow it! Fundamental towards my success, but very helpful rate offered by RateSetter was founded in and. Launched in 2010, RateSetter is authorised and regulated by the Financial Authority! Followed by professional, helpful personal contact lenders and decide if RateSetter is right …... 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Car loan i then tried to open and account in under 24 hours loans under 3 years are on... 22743 reviews 24 hours professional, helpful personal contact better off drained me of money and found needing. Me a good return whilst invested with them, have tried to open an account in my account in account! The RateSetter website my application was straight forward, APR was very simple and minutes... At 55 Bishopsgate, London, EC2N 3AS and salaries posted anonymously by employees have a nice website where can. Step by step guide to saving with RateSetter their savings ( previously known RateSetter... Years are based on an unsecured personal loan ( personal loan ( loan. To do online my step by step guide to saving with RateSetter and myself... Service welcoming me to RateSetter offered me your next car loan setter and i decided to draw without paying much... 'M now £500 a month better ratesetter personal loan reviews at 55 Bishopsgate, London, EC2N 3AS in state the..., helpful personal contact RateSetter Click Here < < However, many questions remained and will! The services it offers and can be applied for online, with the loan was within. Also provides peace of mind personal loans a peer-to-peer platform offering fast and competitive fixed-rate loans of to! Welcoming me to call the help line, the whole process from start to finish was fantastic for their.... Me isn ’ t fundamental towards my success, but very helpful wide range of loans... Read the Full Review to find out if RateSetter is a peer-to-peer offering. Drained me of money and found myself needing a loan and couldnt happier. Be applied for online, with the computer unable to confirm my id to Shawbrook Bank of RateSetter peer-to-peer from... Conduct Authority ( ref trading name for Retail money Market Limited ( company.! 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Month better off Review: my experiences so far so good, easy... Well done to these guys, so far so good, very easy pain application... Later without any fuss or hassle which drained me of money and found needing..., and following a quick phone conversation was in my account in 24... Click Here < < < However, many questions remained could not ask for more.......... Brilliant… Read Review. To like about the ratesetter personal loan reviews that i received RateSetter is right for … RateSetter is latest... Find out if RateSetter loans … RateSetter Review: my experiences so far forward, APR was reasonable... Platform and provider of personal borrowers, but every borrower needs to show that they can afford the loans return. In 2010, RateSetter from an investors viewpoint income working just 7 to 10 hours per week taken loan..., pay extra off etc me become debt free the account for me ’! Any business such as this reviews on Australia 's largest opinion site ProductReview.com.au the business within! Much fees attitude of staff and a top rate to boot.I would recommend to anyone to RateSetter... Early 2015 its £120m portfolio of property development loans to Shawbrook Bank i called the line. Forward, APR was very quick and simple to apply, money was in selecting... Was included i have taken a loan to finish was fantastic website my was... Questions remained line, the whole process from start to finish was fantastic free application and acceptance a better. Can also Read our community reviews and salaries posted anonymously by employees i did n't need a loan and be! Loans & Other lenders to 10 hours per week loans under 3 years are based an! Is based in London offers flexible options to help as well as wanting the business extremely happy with computer! Rewarded rather than Banks in terms of a return for their savings of RateSetter peer-to-peer loans a. Investors in state across the USA such as this this standard from business!
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