Standard Chartered Bank accepts no responsibility or liability for any matters (including but not limited to injury, loss, fatality or damage caused to any person or property) arising out of or in connection with the use of Fitness First facility by a Visa Infinite card holder. “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. I got 50K bonus when paying annual fee every year. 1. Not a great turnaround, there are faster cards out there when it comes to miles conversion and it won’t help you ‘jump’ on an available redemption, but it’s manageable if you’re organised. If you want to ride in style, book an UberExec. Since you will attract the S$26.75 transfer fee charge for each of the blocks used, it’s better to add multiple numbers of the same block size. Visa Infinite. And if you spend over S$2,000 on your trips each month, the generous earn rate of 3 miles per S$1 on overseas spend lets you stack miles quickly. The SCVI earns a guaranteed 1 mile for every $1 spent in either local or foreign currency. Standard Chartered Visa Infinite Card*. Standard Chartered Visa Infinite X Credit Card Review. Your Uber account must be linked to your Standard Chartered Visa Infinite Card for this to work. The SCVI is one of the few credit cards in Singapore allowing you to pay your income tax bill using your credit card and accrue the usual miles earning rate. Foreign transaction fee: 3.5% For example if you have accrued 325,000 points that should give you 130,000 miles. Besides access to the Visa Luxury Hotel Collection, cardmembers get exclusive perks at Raffles Hotels and Resorts and an upgrade to Hilton HHonors™ Gold status after staying two or four nights at any participating Hilton hotel and resort. Existing Priority or Private Banking customers qualify for this credit card with a mere S$30,000 annual income (but given that you need S$200,000 to become a Priority Banking member, you probably won’t have difficulties meeting this requirement). 35,000 miles welcome offer. I called the bank and was told if the premium was effected by the insurers on their end (applies to recurring premiums too), it’s considered a Qualifying transaction. It’s very common when settling your overseas hotel bill, for example, to be offered to pay in SGD instead of local currency. As you can see, the Standard Chartered Visa Infinite lets you accumulate miles at a faster rate in the first 6 months. Rewards rate of this credit card is good for retail fashion spends and overseas transactions. The highest-tier visa credit card named Visa Infinite is in Kenya courtesy of Standard Chartered Bank. No, in fact rather than being credited miles directly you’ll accrue ‘rewards points’ both for your sign-up bonus and your regular spending on this card. Now, that the arrangement with GRAB restricts the rebate to SGD 360 a year, has your position changed? You will need S$2,000+ spend on other eligible transactions in the same statement period to qualify for the higher earning rate even on the tax payment itself. Standard Chartered provides a complete financial solution for all your banking needs. Spend and be rewarded with Air Miles, Cash Rewards or Travel Credits with the metal X card. This includes major destinations including Delhi and Bangalore. Sign in now to claim your free savings guide. With up to S$1,000,000 in coverage, the Standard Chartered Visa Infinite Card automatically covers you with travel insurance when you charge the whole trip to your card. Lifestyle privileges. Not a dumb question (no such thing!). This card too is a high value customer targeted card with rewards on purchases, golf clubs access and travel lounge access features. That’s automatically dreadful in Singapore credit card terms, but hang on…. Provided you spend at least $2,000 in any statement cycle (note – not calendar month), you’ll be entitled to an additional 0.4 miles per $1 spent locally and an additional 2 miles per $1 spent overseas, for all the spending you made (not just the amount over $2,000). No minimum spend applies; the bonus is credited on payment of the first year annual fee. I personally use the credited funds to pay the credit card statement (usually the following month), and set up a GIRO to pay my income tax in interest-free instalments over the year as normal. If you want to ride in style, book an UberExec. Editor's Rating. The Standard Chartered Visa Infinite Card comes with a complimentary Priority Pass membership. Instead of getting the miles directly, you get 87,500 rewards points redeemable for 35,000 miles or 62,500 rewards points redeemable for 25,000 miles and four S$25 Uber credits. But can it meet your expectations of a perfect trip? Enjoy an elevated banking experience and be rewarded on your total banking relationship with the Priority Banking Visa Infinite credit card. Standard Chartered Visa Infinite Credit Card not only allows affluent travellers to maximise miles with market-leading rewards rates, it also provides stand-out transport benefits and even rewards banking activity. Here’s an idea of what you can earn with your Standard Chartered Visa Infinite Card compared to the HSBC Infinite Card in the first six months from card application. If you remember the SGD amount you were offered to pay, then pay in local currency instead, once the transaction appears on your credit card statement you’ll generally find they were scamming you, you’d have paid at least 2% more using DCC. SingSaver.com.sg’s comparison tool helped me decide on an air miles card in 10 minutes.” ”, “ “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. at $200 of Grab spend), because I commute to and from work using Grab anyway. Twitter. Opting for the 35,000 miles means you’re paying as low as S$0.017 for one mile, which is a lot cheaper than a long haul KrisFlyer mile, estimated to be at S$0.025. Yes I believe CardUp transactions are counted towards the minimum $2,000 monthly spend for this card (to unlock the 1.4/3.0 miles earning rates). Love it.”, Maybank Horizon Visa Signature Credit Card, Standard Chartered Unlimited Cashback Card, Allianz Global Assistance Travel Insurance, 4 Reasons You Wish You Qualified for Singapore’s Most Exclusive Credit Cards. Check your inbox or spam folder to confirm your subscription. In this case you are paying S$141.46 to top up by 17,682 points in order to meet the next redemption threshold. wealth18 - February 25, 2019. Details have been scarce so far, but now that applications are open, here’s what we know about the X Card, its features, and most importantly, how that 100,000 miles sign up bonus works.. Standard Chartered Visa Infinite X Card Basics Rewards points need to be redeemed in blocks, under your individual KrisFlyer account. Standard Chartered Bank in India offers this “Priority Visa Infinite” credit card that is reserved for Priority Banking customers. Expect a high annual fee of S$588.50, but in return you receive a generous perk of a welcome bonus offer of miles and ongoing opportunities to earn more discounts and benefits in a range of categories. The 35,000 welcome bonus miles, however, more than justifies your first year of card membership (as they have a value of around $660). Apply for the Standard Chartered Visa Infinite Card and pay the annual fee to qualify (more on this later). At a 2% fee, EasyBill allows you to ‘buy’ miles using your Standard Chartered Visa Infinite card for 1.43 cents each when making these payments, though you’ll want to channel your IRAS Income Tax payment through the existing facility at the 1.6% fee as outlined above for a 1.1 cents per mile cost. Cardholders get special discounts at car rental providers such as Avis, National, Hertz and Silvercar, and they’re also eligible for various VIP amenities. Your Uber account must be linked to your Standard Chartered Visa Infinite Card for this to work. “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. Standard Chartered has just launched the X Card with a 100,000 miles sign up bonus, the largest we’ve ever seen in Singapore.. Simply the 3 miles for overseas spent is not KrisFlyer miles, and many other credit cards use this ‘miles’ in their front ads. It has been stated elsewhere that the Income Tax payment, which I assume you’re referring to here, counts towards your $2,000 spend a month to qualify for the higher earning rates. That means, provided you hit the $2,000 minimum spend each statement cycle on this card, the earning rate is actually: Note that you are initially awarded 1 mile per $1 on all spending, then once the monthly statement is published the extra miles (0.4 locally or 2 overseas) are then added provided the $2,000 spending criteria was met. 0 views. I’m curious, as you rationalise that the fact that you max out the SGD 600 rebate via UBER makes the card worthwhile even after the first year. It forms part of our series of credit card reviews, which are all summarised on our dedicated Credit Cards page. This is valid until 31st March 2017. Note that the four S$25 Uber credits must be used consecutively for rides in Singapore. Standard Chartered Priority Banking Visa Infinite Credit Card lives up to its name by entitling you to exclusive invitations to private sale events and dining deals that are only for VIPs. You also don’t need to pay S$25 each time you want to convert your points to miles, as the cardholder is required to enrol in HSBC’s Mileage Program, which costs S$40 annually. You’ll have any excess charged to your credit card. Standard Chartered Priority Visa Infinite Credit Card Terms and Conditions. Accumulate miles at a rate you can’t find on the average travel credit card. And it makes sense that a travel credit card like the Standard Chartered Visa Infinite Card would be on your radar. Standard Chartered Priority Banking Visa Infinite. However, the points you collect on HSBC can be redeemed for KrisFlyer and Asia Miles miles. Welcome miles are also given as rewards points. This card particularly works for me due to the 15% Grab discount, capped at $30 each month (i.e. Thanks for the feedback, the OCBC Titanium Rewards review is now up, the others are on the “to do” list! Your credit card will be charged with the same amount, plus the 1.6% processing fee (in the above example, you’d find $5,000 credited to your bank account, and a $5,080 charge applied to your credit card account). This must be made every statement cycle or you would only earn 1 mile per local or overseas dollar spend. Cardmembers get 10% off the hourly rate and complimentary limousine transfers. While the agent I spoke to could have been wrong, it’s a much safer strategy to clear the minimum spend requirement on other transactions in the same statement period if you’re counting on the 1.4mpd for your income tax payment. To begin with, it offers the highest rewards rates on the market–1.4 miles per S$1 locally, and an astounding 3 miles per S$1 overseas. Apply for Standard Chartered Priority Banking Visa Infinite by Standard Chartered. Standard Chartered also allows you to transfer miles into 11 other loyalty programmes, however do be aware the transfer ratios are not all identical (i.e. Cardmembers get 10% off the hourly rate and complimentary limousine transfers. Promo codes have to be utilised six months from the first promo code used. You can structure your points transfer in larger blocks instead, or add multiple smaller blocks but you should be aiming to accrue a decent rewards points balance before transferring as each rewards block code transferred attracts the $26.75 transfer fee. You will be given rewards points instead, which you need to redeem for miles, and these will be credited to your account 5 days after the statement cycle. You’ll have to pay the annual fee to qualify for the welcome gift and have the credit card valid within six months of account opening date. I like the income tax. Standard Chartered Visa Infinite Credit Card. Up to S$100 Uber rebates in a quarter of a year. It’s a stupid system, but it’s just the way it works. Gourmet dining privileges. If you enjoy the finer things in life, you probably want your overseas trips to be as comfortable and pleasing to your senses as possible. While existing cardholders have been given a fairly lackluster renewal offer, new card applicants can benefit from 35,000 miles when they pay for the annual fee - only S$16.81 for 1,000 miles! 10% cashback for Uber rides apply to principal and supplementary cardholders, but is capped at S$100 per quarter (January to March; April to June; July to September; and October to December). The card is provided only to Priority banking clients of the bank. Receive 100,000 additional miles when you place a minimum of S$300,000 of fresh funds with Standard Chartered Priority Banking; Receive 30,000 air miles as welcome gift when you apply for the X card and pay annual fee; Terms and Conditions of Standard Chartered Visa Infinite X Card Unlike the ANZ, UOB, and HSBC Visa Infinite Cards, which are by invitation only, you can apply for the Standard Chartered Visa Infinite Card as long as you meet the S$150,000 annual income requirement. Dbs version is 3% !!! This review was updated on 19th December 2019. Sign-up bonus: 35,000 miles Minimum Age: 21 The pain parts (as actual customer) is what i wanted to comment about. Get discounts at The Fullerton Hotel’s fine restaurants and bars, which include 20% off a la carte lunch at Jade and 25% off Town Restaurant during your birthday month. Interest Rate From 15.0 % p.a. 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